RedHouse › Sucursales › Bozeman, MT
Bozeman
Oficina de RedHouse Lending en Bozeman. 3 oficiales de préstamo en esta oficina, con todo el equipo detrás.
Nota: Página en español pendiente: esta página se publicará en español después de la revisión de un oficial de préstamo bilingüe. A continuación se muestra la versión en inglés.
- Dirección
- 515 W Aspen St suite 200, Bozeman MT 59715
- Teléfono
- (866) 722-4282
- Horario
- Lunes a viernes, 8 a. m. a 5 p. m.
- Zonas
- Downtown, MSU area, Belgrade, Four Corners, Big Sky, Gallatin Valley
En Bozeman
Trever Waldron
Allyson Connolly
Travis Pattengale
Sobre la zona
One of the things I appreciate most about Southwest Montana is that each town and neighborhood has its own character, shaped by the history of the community around it. You can see that history reflected in the people, neighborhoods, and landscapes throughout the area. Newcomers may also be surprised by just how quickly Montana weather can change—it's not unusual to experience a little bit of everything in the same day.
Lo que preguntan los compradores primerizos
The biggest question I hear from first-time buyers is, “Can I actually afford to buy this home?” The answer goes beyond the purchase price or what someone may qualify for—it also has to make sense within their everyday household budget. Sometimes the answer is “not yet,” and that's okay; it gives us an opportunity to revisit the numbers, understand what needs to change, and work toward a home and financing option that is a better fit.
Un cierre que recuerdo
The closings that stick with me most are those involving people who want to put down roots here and contribute to the communities they call home. Montana has a strong sense of community, and it's rewarding to help someone through the financing process and see them become part of that. To me, that sense of involvement and connection is a big part of what makes Montana special.
— Travis Pattengale, Loan Officer · NMLS 2847445
One office, three different markets
This branch covers more ground than most. Downtown Bozeman and the neighborhoods around Montana State University, the newer construction pushing out toward Belgrade and Four Corners, and the second-home market up the canyon at Big Sky are three genuinely different lending conversations — and this office handles all three.
Condos, townhomes and new construction
A large share of what sells near campus and downtown is attached housing, and that changes the process in a way first-time buyers rarely expect. Financing a condo means the lender reviews the project as well as the borrower: the association’s budget and reserves, the owner-occupancy mix, whether any litigation is pending, and what the master insurance policy covers. A project that works for one program can be ineligible for another. Finding that out before you write an offer is far better than finding it out in underwriting.
New construction runs on its own clock. Builder contracts, completion dates, the appraisal and your lock all have to line up, and a lock written for a 30-day close does not fit a house that finishes in June. Tell your loan officer the builder’s timeline at the start and the file gets built around it.
Relocations and income that comes from somewhere else
Many buyers here are arriving from out of state, keeping a remote job, or bringing self-employment income, K-1s, RSUs or investment income with them. All of that is usable income. It simply takes more documentation and a lender whose guidelines handle it well, which is exactly where working with a broker helps.
Bring us the complicated version of your situation in week one. It is a straightforward problem to solve early and an expensive one to discover late.