VA refinance

Two paths: the streamlined IRRRL to lower your rate with minimal paperwork, or a VA cash-out to access equity.

Foto: Thomson200 · CC0 · Wikimedia Commons

Nota: Página en español pendiente: esta página se publicará en español después de la revisión de un oficial de préstamo bilingüe. A continuación se muestra la versión en inglés.

Who it's for

Veterans and service members with an existing VA loan (IRRRL) or a VA-eligible home (cash-out).

How it works

An IRRRL (interest rate reduction refinance loan) typically needs no appraisal and limited income documentation.
A VA cash-out replaces any loan with a VA loan and lets you take equity.

What you'll need

Existing VA loan (for IRRRL)
Certificate of Eligibility
Standard documents for cash-out

Common questions

Is there a funding fee on an IRRRL?

Yes, a reduced one, unless you're exempt.

Por diseño, esta página no muestra tasas, APR, pagos ni porcentajes de pago inicial. Esas cifras solo se publican con la divulgación completa exigida por la Regulación Z.

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