Investment property

Financing for rental and vacation properties, from a single condo to a small portfolio.

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Photo: GlacierNPS · Public domain · Wikimedia Commons

Who it's for

First-time and experienced landlords, and buyers of second homes.

How it works

Investment loans require a larger down payment and reserves than a primary residence.
Rental income from the property can often help you qualify.

What you'll need

Reserves for each property you own
Leases or a rent schedule from the appraisal
Full income documentation, unless using a DSCR loan

Common questions

Can I use future rent to qualify?

Often yes; the appraiser provides a market rent estimate that we can count, with a vacancy adjustment.

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