Fix and flip loan

Short-term financing to buy, renovate, and resell a property.

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Photo: Thomson200 · CC0 · Wikimedia Commons

Who it's for

Experienced investors with a project plan.

How it works

Loan amount is based on purchase price plus rehab budget, and on the after-repair value.
Interest-only payments during the project; the loan is repaid at sale or refinance.

What you'll need

Scope of work and budget
Proof of experience or a strong plan
Cash for the down payment and reserves

Common questions

How fast can this close?

Faster than a conventional loan; timelines depend on the investor and the appraisal.

By design this page shows no rates, APRs, payments, or down-payment percentages. Those figures are only published with the full disclosure block required by Regulation Z.

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