RedHouse › Locations › Pueblo West, CO
Pueblo West
RedHouse Lending's Pueblo West office. One loan officer based here; the whole team behind them.
- Address
- 154 S McCulloch Blvd, Pueblo West, CO 81007
- Phone
- (866) 722-4282
- Hours
- Monday to Friday, 8am to 5pm
- Areas served
- Pueblo West Heights, Catfish Junction, Lake Pueblo area
In Pueblo West
About the area
Pueblo West is growing. It's quiet and full of wildlife, close to the reservoir, and a great place to raise a family. Ask all the questions about the part of town you're looking at — some parts have mature trees, some are windier, and some are closer to the tarantula migration.
What first-time buyers ask me
The biggest worry right now is interest rates. I tell first-time buyers that rates will always go up and down, and that home prices move along with them.
Assistance programs I use
CHFA is a great program here in Colorado for first-time home buyers, and it isn't limited to first-time buyers. RedHouse offers it through our lending partners.
— Kendal Martinez, Loan Officer · NMLS 2365547
Pueblo West is not a city, and that changes things
Pueblo West is a metropolitan district rather than an incorporated town. The Pueblo West Metropolitan District provides water and maintains the parks and roads; Pueblo County handles land use and health permitting. It is not a homeowners association, though buyers routinely assume it is.
District charges appear on the property tax bill, and a lender counts them in your housing expense when you qualify. Knowing what they run on a specific address is a five-minute question early on and an unwelcome discovery late.
Half-acre lots, wells and septic systems
Much of Pueblo West was platted on lots of a half acre or more, which is exactly why people move out here — room for a shop, a horse, an RV, a garden that is not a patio. It also means a great many homes are on an on-site septic system, permitted and inspected through the Pueblo County health department, rather than on district sewer. On a purchase that generally means a septic inspection and, depending on the program, sign-off before closing.
Some properties are on district water with septic; some are on a private well. Which combination a house has affects the closing timeline more than it affects the price, and it is the first thing to establish about any address out here.
Larger parcels also change the appraisal. Excess acreage, barns, shops and outbuildings are not automatically added to value — an appraiser needs comparable sales with similar land, which in Pueblo West usually exist, but not always for the unusual parcels.
A local office on McCulloch Boulevard
The loan officer in this office lives and works in Pueblo West. That matters for the practical things: which parts of the district are on sewer, which septic inspectors turn around quickly, what an appraiser is likely to do with five acres and a barn, and which questions to ask about a particular part of town before you are under contract.