RedHouse › Locations › Pueblo, CO
Pueblo
RedHouse Lending's Pueblo office. One loan officer based here; the whole team behind them.
- Address
- 1528 Fortino Blvd, Pueblo, CO 81008
- Phone
- (866) 722-4282
- Hours
- Monday to Friday, 8am to 5pm
- Areas served
- Downtown, North Side, Belmont, Pueblo County
In Pueblo
Buying a home in Pueblo
Pueblo has a long industrial history and a housing stock that reflects it. A large share of the homes here were built well before 1978, especially in Bessemer, around Mesa Junction, on the East Side and through the neighborhoods near downtown. That history is a big part of the city’s appeal, and it is also the single thing that most often decides which loan program fits a given house.
Downtown has had real investment alongside that history. The Historic Arkansas Riverwalk runs through the middle of it, with boat rides on the channel, and it has brought restaurants and events back into a part of town that had gone quiet for a while.
Older homes, and how your program treats them
On a house built before 1978, government-backed programs have specific expectations about lead-based paint and about general condition — roof, furnace, electrical, peeling paint, handrails, broken glass. A conventional loan, an FHA loan and a renovation loan each handle a tired house differently, and one route lets the work be rolled into the loan instead of turning into a negotiation over who pays.
The practical version: decide which program you are using before you write the offer. Once an appraisal comes back with conditions attached, your options narrow and the clock is already running.
Down payment assistance, and what is actually available here
Colorado Housing and Finance Authority programs are used heavily in Pueblo, and they are not limited to first-time buyers — that is the most common misconception we hear. There is also assistance administered locally that a lot of buyers have never heard of.
Availability, income limits and purchase-price limits change over time, so the honest answer to whether you qualify depends on your numbers and the date. It costs nothing to ask, and it is worth asking before you decide the down payment puts a house out of reach.