North Carolina

NC Home Advantage Mortgage

A first mortgage for first-time and move-up buyers that can include down payment assistance as a deferred, forgivable second loan.

NC 1st Home Advantage Down Payment

Additional deferred, forgivable down payment help for first-time buyers and veterans.

Community Partners Loan Pool

Assistance available through participating local partners, layered with the Home Advantage first mortgage.

National FHA down payment assistance

An FHA first mortgage on a home you'll live in, paired with a second mortgage for the down payment and closing costs. Choose a repayable second with a monthly payment, or a forgivable second with no monthly payment. Open to repeat buyers, not just first-time buyers.