Colorado

CHFA FirstStep / HomeAccess / SmartStep

First mortgage programs for first-time buyers, buyers with disabilities, and repeat buyers, each with its own income and price limits.

CHFA Down Payment Assistance Grant

A grant toward down payment and closing costs that does not have to be repaid.

CHFA Second Mortgage Loan

A larger deferred second loan for down payment and closing costs, repaid when the first mortgage is paid off, refinanced, or the home is sold.

National FHA down payment assistance

An FHA first mortgage on a home you'll live in, paired with a second mortgage for the down payment and closing costs. Choose a repayable second with a monthly payment, or a forgivable second with no monthly payment. Open to repeat buyers, not just first-time buyers.