Move-up

Bridge loan

Buy your next home before your current one sells, using the equity you already have.

Photo: Adobe Stock (free collection) · Adobe Stock standard license · asset 355855708 · licensed 2026-09-06 under the Chris Does Photos account

Who it's for

Owners who want to make a non-contingent offer.

How it works

A short-term loan against your current home covers the down payment on the new one.
It's paid off when your current home sells.

What you'll need

Equity in your current home
A plan and timeline for the sale

Common questions

What if my home doesn't sell?

Bridge loans have a term, typically six to twelve months. We look at your ability to carry both payments before approving.

By design this page shows no rates, APRs, payments, or down-payment percentages. Those figures are only published with the full disclosure block required by Regulation Z.

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